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Home Equity Loan (HEL) Rate History
Date $30,000 HEL $75,000 HEL
September 29, 2006 7.67% 7.56%
October 6, 2006 7.62% 7.48%
October 13, 2006 7.55% 7.46%
October 20, 2006 7.58% 7.52%
October 27, 2006 7.87% 7.55%
November 10, 2006 7.83% 7.47%
November 17, 2006 7.85% 7.48%
November 24, 2006 7.79% 7.40%
December 1, 2006 7.75% 7.37%
December 8, 2006 7.65% 7.33%
December 15, 2006 7.71% 7.27%
December 29, 2006 7.65% 7.32%
January 5, 2007 7.76% 7.32%
January 12, 2007 7.82% 7.36%
January 19, 2007 7.82% 7.37%
January 26, 2007 7.77% 7.27%
February 2, 2007 7.82% 7.28%
February 9, 2007 8.33% 7.84%
February 16, 2007 7.89% 7.34%
February 23, 2007 7.88% 7.34%
March 2, 2007 7.96% 7.44%
March 9, 2007 7.95% 7.43%
March 16, 2007 7.92% 7.40%
March 23, 2007 7.85% 7.29%
March 30, 2007 7.83% 7.28%
April 6, 2007 7.85% 7.31%
April 13, 2007 7.88% 7.35%
April 20, 2007 7.90% 7.51%
April 27, 2007 7.90% 7.59%
May 4, 2007 7.89% 7.58%
May 11, 2007 7.89% 7.59%
May 18, 2007 7.90% 7.61%
May 25, 2007 7.83% 7.56%
June 1, 2007 7.85% 7.58%
June 8, 2007 7.86% 7.59%
June 15, 2007 7.91% 7.68%
June 22, 2007 7.91% 7.72%
June 29, 2007 7.93% 7.75%
July 6, 2007 7.93% 7.75%
July 13, 2007 7.92% 7.71%
July 20, 2007 7.92% 7.72%
July 27, 2007 7.92% 7.72%
August 3, 2007 7.90% 7.73%
August 10, 2007 7.84% 7.72%
August 17, 2007 8.02% 7.88%
August 24, 2007 8.03% 7.89%
August 31, 2007 8.53% 8.29%
September 7, 2007 8.43% 8.18%
September 14, 2007 8.35% 8.14%
September 21, 2007 8.23% 8.01%
September 28, 2007 8.22% 8.01%
October 5, 2007 7.99% 7.79%
October 12, 2007 7.98% 7.78%
October 19, 2007 7.98% 7.82%
October 26, 2007 7.94% 7.77%
November 2, 2007 8.08% 7.93%
November 9, 2007 8.07% 7.92%
November 16, 2007 8.03% 7.75%
November 23, 2007 8.03% 7.75%
November 30, 2007 7.99% 7.65%
December 7, 2007 7.99% 7.65%
December 14, 2007 7.87% 7.61%
December 21, 2007 7.93% 7.60%
December 28, 2007 7.93% 7.60%
January 4, 2008 7.93% 7.60%
January 11, 2008 7.93% 7.60%
January 18, 2008 7.90% 7.58%
January 25, 2008 7.80% 7.54%
February 1, 2008 7.78% 7.42%
February 8, 2008 7.73% 7.40%
February 15, 2008 7.60% 7.34%
February 22, 2008 7.60% 7.34%
February 29, 2008 7.60% 7.36%
March 7, 2008 7.66% 7.48%
March 14, 2008 7.66% 7.48%
March 21, 2008 7.63% 7.47%
March 28, 2008 7.68% 7.59%
April 4, 2008 7.65% 7.58%
April 11, 2008 7.64% 7.58%
April 18, 2008 7.63% 7.60%
April 25, 2008 7.63% 7.59%
May 2, 2008 7.69% 7.72%
May 9, 2008 7.67% 7.68%
May 16, 2008 7.70% 7.69%
May 23, 2008 7.71% 7.69%
May 30, 2008 7.74% 7.72%
June 6, 2008 7.75% 7.73%
June 13, 2008 7.76% 7.73%
August 1, 2008 7.81% 7.63%
Septemer 5, 2008 7.89% 7.62%
Date $30,000 HEL $75,000 HEL
April 3, 2009 8.81% 7.87%
April 10, 2009 8.85% 7.81%
April 17, 2009 8.88% 7.81%
April 24, 2009 8.80% 8.35%
May 1, 2009 8.90% 7.85%
May 8, 2009 8.84% 8.38%
May 15, 2009 8.81% 8.38%
May 22, 2009 8.81% 8.55%
May 29, 2009 8.84% 8.60%
June 5, 2009 8.83% 8.86%
June 12, 2009 8.77% 8.86%
June 19, 2009 8.77% 8.90%
June 26, 2009 8.76% 8.67%
July 3, 2009 8.80% 8.67%
July 10, 2009 8.67% 8.71%
July 17, 2009 8.69% 8.71%
July 24, 2009 8.61% 8.71%
July 31, 2009 8.62% 8.68%
August 7, 2009 8.52% 8.59%
August 14, 2009 8.50% 8.55%
August 21, 2009 8.48% 8.55%
August 28, 2009 8.49% 8.41%
September 4, 2009 8.46% 8.91%
September 11, 2009 8.48% 8.91%
September 18, 2009 8.48% 8.91%
September 25, 2009 8.49% 8.80%
October 2, 2009 8.50% 8.84%
October 9, 2009 8.47% 8.79%
October 16, 2009 8.49% 8.79%
October 23, 2009 8.44% 8.79%
October 30, 2009 8.39% 8.89%
November 6, 2009 8.35% 8.84%
November 13, 2009 8.31% 8.14%






The above percentages represent the average rate for a home equity loan across all 50 states
for the week that ended on the specified date, and assumes a FICO® credit score of 720 or better.

Source: BankRate
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