"No Fee Balance Transfer" 0% Intro APR Credit Cards from Bank of America

If you like doing business with the Bank of America, and you like "no fee balance transfer" 0% intro APR deals, then you are going to like today's news.

In order to keep all the information and recommendations on this website current and accurate, I regularly surf through the terms and conditions of the many credit cards offers listed on this website's pages. During my most recent rounds, I discovered that the Bank of America Platinum Plus Visa® card now offers a 0% introductory annual percentage rate (APR) on purchases and balance transfers for 6 months, with no balance transfer fee. A handsome offer -- no doubt -- so I immediately added this card to the site's No Fee Balance Transfer page.

I continued to poke around the Bank of America offers and found more credit cards with reconfigured terms and conditions, many of which now offer the same six-month 0% intro APR on purchases and balance transfers, with no fee charged for transferring balances. The cards are:

The Financial Rewards Visa® Platinum Plus® card

The Money Return Visa Platinum card

Efectiva™ Visa Platinum Plus card

MilesEdge™ Visa card

PetRewards® Visa card


I'll keep poking around and update this list if I find any more. Enjoy!

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Credit Card Rankings for June, 2007

Here are the popularity rankings for the cards we recommend here at www.BalanceTransfer.cc for June, 2007:

The above-listed rankings are based on both applications and approvals that originated from this website.

The Discover More family of credit cards retained the #1 spot last month, even though Discover recently added a fee for transferring credit card balances to any Discover More card. Balance transfer fees can be quite the buzzkill, but with Discover More, the balance transfer fee is capped at $75, so transferring a balance is still worth it if the transferred balance is a significant sum. The Discover More cards are still attractive because the 0% intro APR period for both new purchases and transferred balances is still 12 months, while many other competing credit cards only offer an interest-free period of 6 months.

If I was a betting man, I would bet that the Citi® Upromise® card will capture the #1 spot this month (July.) Why? Great rewards (the easier it is to save for your kids' college education, the better!), no balance transfer fee and a 0% intro APR for 12 months on transferred balances. Stay tuned for next month's report!

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