New Offer Added: The Pulaski Bank Visa Gold Card

0% Intro APR balance transfer deals are great, but feeless (as in no transaction fee for transferring credit card balances) zero percent deals are even better -- much better! If you are partial to no-fee, zero percent intro APR offers, then we have some great news for you: we've researched and reviewed the Pulaski Bank Visa Gold Card, and added it as a recommended credit card here www.BalanceTransfer.cc. Key benefits:

• 0% Intro APR on transferred balances for 6 billing periods
  
  
• No balance transfer fee
  
  
• No annual membership fee
  
  
• A very competitive "go to" rate (FYI: the go to rate is the credit card's annual percentage rate that takes effect once the interest-free period ends.)

It would nice if the zero percent intro APR feature associated with the Pulaski Bank Visa Gold Card included new purchases (à la the Discover Platinum card and the American Express INSIDE Rewards cards, et al.), but it doesn't.

However, it's important to note that the current "go to" rate with this card is highly competitive at 9.5% -- that's a mere 1.25% above the current U.S. Prime Rate. Compare the Pulaski Visa Gold's go to rate to this website's #1 choice: the Discover Platinum card, which has a go to rate as low as 10.99%.

If you decide to signup for the Pulaski Bank Visa Gold Card -- or if you already have one in your purse / wallet -- please feel free to post a review of the card by clicking the "comments" link below. Thanks!

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Credit Card Approval Rankings for December, 2006

With the holidays behind us, many folks are now a bit heavier from all that festive feasting. But, on the positive side, many of us have more cool stuff to play with: cars, computers, iPods, plasma TV's, etc.

Of course, there's also the hangover that kicks in when that credit card statement arrives in the mail. Fortunately, for those with at least decent credit, there's are still lots of fantastic zero percent intro APR credit card deals to choose from.

As you might have guessed, December was a busy month for the www.BalanceTransfer.cc website. Here are the application approval rankings for December (we decided to display rankings instead of raw numbers this time, since rankings are more intuitive):

Credit Card	Rank
Discover® Platinum Card (Combined Varieties)	1
Citi® Driver's Edge® Platinum Select® Card	2
Chase Platinum Visa®	3
Citi Home Rebate Platinum Select® MasterCard®	4
Citi® Diamond Preferred® Rewards Card	5
Citi® Platinum Select® Card	6
Citi® Upromise® Card	7
Blue from American Express®	8
Citi PremierPass(SM) Card	9
Blue CashSM from American Express®	10
Sony CardSM from Chase	11
Hilton HHonors Platinum Credit Card from American Express	12
American Express® IN:LA(SM) Card	13
Starbucks Card Duetto™ Visa® from Chase	14
Chase Flexible Rewards Platinum Visa®	15

As was the case in November, 2006, the Discover Platinum credit card (combined varieties) was the most popular choice for website visitors last month. Why is Discover Platinum so popular? Because Discover Platinum is still the best 0% intro APR credit card, plain and simple (click here for more details.)

It's important to note (in case you've been wondering) that all varieties of the Discover Platinum consumer credit card have the same benefits. The only difference between one variety of the Discover Platinum consumer credit card and the next is the card art.

Since Discover Platinum is so popular, we've decided to add 2 more versions to this website, because everyone likes the idea of having plenty of choice, n'est-ce pas? So now, when it comes to the Discover Platinum card, you can choose from the following:

• Discover® Platinum American Flag Card
  
  
• Discover® Platinum Card
  
  
• Discover® Platinum Wildlife Card
  
  
• Discover® Platinum Sealife Card
  
  
• Discover® Platinum Clear Card
  

Discover Financial Services Is Being Sold

The Discover Platinum card is issued by Discover Financial Services (DFS), and DFS is owned by the investment bank Morgan Stanley. The word on the street (Wall Street, that is) is that Morgan Stanley wants to sell DFS. This news begs the question: if DFS is sold, will the new management change the features and benefits associated with the popular Discover Platinum card? I'm hoping the answer is no. Only time will tell.

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New Offer Added: The GM Flexible Earnings Card

We recently examined the terms and conditions associated with the GM Flexible Earnings Card, and decided that -- with the card's current features and benefits -- it deserves to be recommended here at www.BalanceTransfer.cc.

You'll have to pay a fee for transferring balances to the GM Flexible Earnings Card (also known as the GM Flex Card):

...3% ($15 minimum/$75 maximum) for advances by Balance Transfer Checks included in your Welcome Package; thereafter, 3% ($15 minimum) will apply, unless otherwise disclosed...

but on the positive side, it has some great benefits, including:

• 0% Intro APR on new purchases and transferred balances for 12 billing cycles
  
  
• No annual membership fee
  
  
• Attractive rewards:
  
  

  ...earn 1% cash back on every single credit card purchase, 1% toward any vehicle or a full 3% toward a brand new, eligible GM car, truck or SUV...

Click here for the GM Flexible Earnings Card.

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