Certificates of Deposit (CDs) and High-Yield Savings Accounts

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Certificates of Deposit (CDs) and High-Yield Savings Accounts
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High Yield Certificate of Deposit - A certificate of deposit (CD) is a type of deposit account that invariably offers a higher yield than a standard savings account. CD's are considered relatively safe and provide a decent return on your investment. Before investing in a CD, use your favorite search engines (don't rely on Google alone! Yahoo! has a great search engine too!) to research the financial institution you plan on using. If you find complaints about fraudulent activity or poor customer service or worse, then stay far away from that particular financial institution. The last thing you want is to have your money tied up in CD's provided by a fraudulent company like Stanford Financial. Credit unions have weathered the financial storms of recent months well. If you can join one, it's a great idea to buy a CD with a credit union (a CD at a credit union is called a share certificate.)
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